Benefits of Forgoing Insurance and

Paying Privately

  • Freedom to Choose Your Therapist – Participating insurance panel therapists apply to participate on that insurance panel, and are accepted per the insurance company’s availability to add new providers to their panel. Insurance companies typically include therapists based on location, price, or therapeutic methodology. This may mean that access to an established list of providers, quality mental health care is limited and you may find your therapist is not a good fit for you.

  • Autonomy over Your Counseling – Insurance companies can set limits on the type of treatment, appointment frequency, or number of sessions you may have. It is not uncommon for your insurance company to demand a review of your mental health records. This means they look over and can question the treatment you are receiving and potentially decide whether or not to continue or discontinue coverage for your sessions.

  • Increased Privacy– At the very least, insurance companies require your name, dates of service, and a formal mental health diagnosis in order to pay for your therapy sessions. You must sign a form called a Release of Information that allows the counselor to communicate this confidential information to your insurance company, even though your counseling is confidential. Sometimes, an insurance company will ask for a pre-authorization for treatment and/or a review of your file. In these cases, even therapy session notes must be provided to the insurance company. This information is maintained as a medical record. Insurance companies could use this information to determine future insurance rates or eligibility, eligibility in the armed forces, driving record, etc. This is particularly important when considering counseling for your child(ren).

  • You are Entitled to a Good Faith Estimate- If you choose to forego insurance, you have a right to know what you will be charged. Click here to learn more about Good Faith Estimates.

Get Started:

1.Complete an online form here letting us know you’re interested.

2.Once we receive your information, we will reach out to you to set up an initial 30 minute consultation via video or phone call.

3.Once ensured we are a good fit during the consultation, we’ll set you up with your therapist and start your care!